:root {
  --bg: #f7f8fa;
  --card-bg: #ffffff;
  --border: #e3e6ea;
  --text: #182234;
  --text-muted: #6b7686;
  --navy: #182234;
  --orange: #9cf277;
  --orange-dark: #7fd955;
  --teal: #0c8f8a;
  --shadow: 0 1px 2px rgba(24,34,52,0.06);
  --shadow-lg: 0 24px 60px rgba(24,34,52,0.24);
  --radius: 10px;
  --font-display: 'Manrope', sans-serif;
  --font-body: 'Public Sans', sans-serif;
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}

body {
  margin: 0;
  overflow-x: hidden;
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
}


h1, h2, h3, .brand-name {
  font-family: var(--font-display);
}

/* ---------- Top bar ---------- */
.topbar {
  background: var(--navy);
  color: #fff;
}

.topbar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

.brand-mark-img {
  height: 50px;
  width: auto;
  display: block;
}

.brand-name {
  font-weight: 800;
  font-size: 18px;
  letter-spacing: -0.01em;
}

.topbar-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.topbar-search {
  position: relative;
  flex: 0 1 240px;
  max-width: 240px;
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 999px;
  padding: 6px 12px;
  color: rgba(255,255,255,0.6);
}

.topbar-search-placeholder {
  position: absolute;
  left: 34px;
  right: 12px;
  top: 0;
  bottom: 0;
  overflow: hidden;
  pointer-events: none;
}

.topbar-search-placeholder.is-hidden {
  display: none;
}

.topbar-search-placeholder-track {
  display: flex;
  flex-direction: column;
  transition: transform 0.5s ease;
}

.topbar-search-placeholder-word {
  height: 26px;
  line-height: 26px;
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.topbar-search input {
  background: none;
  border: none;
  color: #fff;
  font-size: 13px;
  outline: none;
  width: 100%;
  font-family: var(--font-body);
}

.topbar-search input::placeholder { color: rgba(255,255,255,0.45); }

.topbar-search-submit {
  background: none;
  border: none;
  color: inherit;
  padding: 0;
  display: flex;
  align-items: center;
  cursor: pointer;
  flex-shrink: 0;
}

.topbar-search.no-match {
  animation: topbar-search-shake 0.4s ease;
  border-color: rgba(255,90,90,0.6);
}

.topbar-search-dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  right: 0;
  background: var(--navy);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 12px;
  padding: 6px;
  box-shadow: 0 12px 24px rgba(0,0,0,0.35);
  z-index: 20;
  max-height: 320px;
  overflow-y: auto;
}

.topbar-search-result {
  display: flex;
  flex-direction: column;
  gap: 2px;
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  border-radius: 8px;
  padding: 8px 10px;
  color: #fff;
  font-family: inherit;
  cursor: pointer;
}

.topbar-search-result:hover,
.topbar-search-result.is-active {
  background: rgba(255,255,255,0.1);
}

.topbar-search-result-label {
  font-size: 13px;
  font-weight: 700;
}

.topbar-search-result-meta {
  font-size: 11px;
  color: rgba(255,255,255,0.55);
}

.topbar-search-result-empty {
  padding: 8px 10px;
  font-size: 12px;
  color: rgba(255,255,255,0.55);
}

@keyframes topbar-search-shake {
  0%, 100% { transform: translateX(0); }
  25% { transform: translateX(-4px); }
  75% { transform: translateX(4px); }
}

.logo-tile.search-highlight,
.blog-card.search-highlight {
  animation: search-highlight-pulse 1.6s ease;
}

@keyframes search-highlight-pulse {
  0%, 100% { box-shadow: none; }
  20% { box-shadow: 0 0 0 3px var(--orange); }
}

.topbar-nav {
  margin-right: auto;
}


.topbar-cta {
  background: var(--orange);
  color: var(--navy);
  border: none;
  border-radius: 8px;
  padding: 9px 18px;
  font-family: inherit;
  font-weight: 700;
  font-size: 13px;
  cursor: pointer;
  flex-shrink: 0;
  text-decoration: none;
  display: inline-block;
}

.topbar-cta:hover { background: var(--orange-dark); }

.brand {
  text-decoration: none;
  color: inherit;
}

@media (max-width: 680px) {
  .topbar-inner {
    gap: 10.5px;
    padding: 12.6px 16.8px;
  }

  .topbar-search {
    display: none;
  }

  .brand-mark-img {
    height: 52.5px;
  }

  .brand-name {
    font-size: 15.75px;
  }

  .topbar-nav {
    gap: 12.6px;
  }

  .topbar-nav-link {
    font-size: 12.6px;
    padding: 6.3px 2.1px;
  }

  .topbar-cta {
    padding: 8.4px 12.6px;
    font-size: 12.6px;
  }
}

@media (max-width: 420px) {
  .topbar-inner {
    gap: 6.3px;
    padding: 10.5px 12.6px;
  }

  .brand-mark-img {
    height: 35.7px;
  }

  .topbar-nav {
    gap: 8.4px;
  }

  .topbar-nav-link {
    font-size: 11.55px;
    padding: 6.3px 0;
    white-space: nowrap;
  }

  .topbar-cta {
    padding: 7.35px 10.5px;
    font-size: 11.55px;
    white-space: nowrap;
  }
}

/* ---------- Hero ---------- */
.site-background {
  position: fixed;
  inset: 0;
  z-index: -1;
  overflow: hidden;
  background: var(--navy);
}

.hero {
  position: relative;
  min-height: 70vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  isolation: isolate;
}

.hero-dotted-surface {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}

.hero-dotted-surface canvas {
  display: block;
}

.hero-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
  opacity: 0.55;
  z-index: 0;
  animation: hero-drift 16s ease-in-out infinite alternate;
}

.hero-glow-1 {
  width: 640px;
  height: 640px;
  background: radial-gradient(circle, var(--orange) 0%, transparent 70%);
  top: -160px;
  inset-inline-start: -120px;
}

.hero-glow-2 {
  width: 560px;
  height: 560px;
  background: radial-gradient(circle, var(--teal) 0%, transparent 70%);
  bottom: -180px;
  inset-inline-end: -100px;
  animation-delay: -6s;
}

@keyframes hero-drift {
  from { transform: translate(0, 0) scale(1); }
  to { transform: translate(40px, 30px) scale(1.15); }
}

.hero-grid-overlay {
  position: absolute;
  inset: 0;
  z-index: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 70% 60% at 50% 45%, #000 40%, transparent 90%);
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 800px;
  padding: 0 24px;
  text-align: center;
}

.hero .eyebrow {
  color: rgba(255,255,255,0.55);
  font-size: 12.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin: 0 0 18px;
}

.hero h1 {
  color: #fff;
  font-size: clamp(36px, 6vw, 64px);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.08;
  margin: 0 0 20px;
  text-wrap: balance;
}

.hero-underline-wrap {
  position: relative;
  display: inline-block;
}

.hero-underline {
  position: absolute;
  left: 0;
  bottom: -0.06em;
  width: 100%;
  height: 0.09em;
  min-height: 5px;
  background: #fff;
  transform-origin: left center;
  transform: scaleX(0);
  animation: hero-underline-draw 3s ease forwards;
}

@keyframes hero-underline-draw {
  to { transform: scaleX(1); }
}

@media (prefers-reduced-motion: reduce) {
  .hero-underline { animation: none; transform: scaleX(1); }
}

.faq-underline {
  animation-play-state: paused;
}

.faq-section.in-view .faq-underline {
  animation-play-state: running;
}

.hero .subtitle {
  color: rgba(255,255,255,0.72);
  margin: 0 0 32px;
  font-size: clamp(15px, 1.8vw, 18px);
  line-height: 1.55;
}

.hero-cta {
  display: inline-block;
  background: var(--orange);
  color: var(--navy);
  border: none;
  font-family: inherit;
  font-size: 15px;
  font-weight: 800;
  text-decoration: none;
  padding: 14px 32px;
  border-radius: 999px;
  cursor: pointer;
  box-shadow: 0 12px 30px rgba(0,0,0,0.25);
  transition: transform 0.15s ease, background 0.15s ease, box-shadow 0.15s ease;
}

.hero-cta:hover {
  background: var(--orange-dark);
  transform: translateY(-2px);
  box-shadow: 0 16px 36px rgba(0,0,0,0.3);
}

.hero-scroll-cue {
  position: absolute;
  bottom: 32px;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  color: rgba(255,255,255,0.5);
  font-size: 11.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.hero-scroll-cue svg {
  animation: hero-bounce 1.8s ease-in-out infinite;
}

@keyframes hero-bounce {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(5px); }
}

.hero-fade {
  opacity: 0;
  transform: translateY(18px);
  animation: hero-fade-up 0.8s ease forwards;
  animation-delay: var(--delay, 0s);
}

@keyframes hero-fade-up {
  to { opacity: 1; transform: translateY(0); }
}

@media (prefers-reduced-motion: reduce) {
  .hero-glow { animation: none; }
  .hero-scroll-cue svg { animation: none; }
  .hero-fade { animation: none; opacity: 1; transform: none; }
}

/* ---------- Header ---------- */
.site-header {
  max-width: 1200px;
  margin: 0 auto;
  padding: 40px 24px 0;
}

/* ---------- Filters bar ---------- */
.filters-bar {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  margin-bottom: 32px;
}

.filter-line {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

.filter-label {
  font-size: 21.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #fff;
  width: 150px;
  flex-shrink: 0;
}

.pill-group {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.fpill {
  font-family: inherit;
  font-size: 19.5px;
  font-weight: 600;
  padding: 10.5px 21px;
  border-radius: 999px;
  border: 2.25px solid #fff;
  background: none;
  color: #fff;
  cursor: pointer;
  transition: border-color 0.15s ease, color 0.15s ease;
}

.fpill:hover {
  border-color: var(--teal);
  color: var(--teal);
}

.fpill.active {
  background: none;
  border-color: var(--orange-dark);
  color: var(--orange-dark);
}

@media (max-width: 640px) {
  .filter-line { flex-direction: column; align-items: flex-start; gap: 8px; }
  .filter-label { width: auto; }
}

/* ---------- Logo grid ---------- */
.logo-grid-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px 80px;
}

.logo-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 40px;
  margin-bottom: 40px;
}

.logo-grid:last-child {
  margin-bottom: 0;
}

@media (max-width: 900px) {
  .logo-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 560px) {
  .logo-grid { grid-template-columns: repeat(3, 1fr); gap: 16px; }
}

.logo-tile {
  position: relative;
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: 50%;
  aspect-ratio: 1 / 1;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  box-shadow: var(--shadow);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
  overflow: hidden;
}

.logo-tile:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(24,34,52,0.12);
}

.logo-tile img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: opacity 0.15s ease;
}

.logo-tile:hover img {
  opacity: 0.2;
}

.logo-tile img.logo-contain {
  object-fit: contain;
  padding: 14%;
}

.logo-tile .logo-placeholder {
  color: var(--text-muted);
  font-size: 13px;
  text-align: center;
}

.tile-reviews {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  font-size: 18.75px;
  font-weight: 700;
  color: var(--navy);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.15s ease;
  padding: 0 14px;
  gap: 4px;
}

.tile-name {
  font-size: 28px;
  font-weight: 900;
}

.logo-tile:hover .tile-reviews {
  opacity: 1;
}

/* ---------- Modal ---------- */
.hidden { display: none; }

.company-page {
  padding: 56px 24px 100px;
  min-height: 60vh;
}

.company-breadcrumb {
  max-width: 1180px;
  margin: 0 auto 24px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-muted);
}

.company-breadcrumb a {
  color: var(--teal);
  font-weight: 600;
  text-decoration: none;
}

.company-breadcrumb a:hover { text-decoration: underline; }

.company-breadcrumb span[aria-current] {
  color: var(--text);
  font-weight: 600;
}

.company-layout {
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 28px;
  align-items: start;
}

@media (max-width: 900px) {
  .company-layout {
    grid-template-columns: 1fr;
  }
}

.company-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 32px;
}

@media (max-width: 480px) {
  .company-card { padding: 20px; }
}

.company-badge {
  display: inline-block;
  background: rgba(12,143,138,0.12);
  color: var(--teal);
  font-size: 11.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: 8px;
}

/* ---------- Sidebar ---------- */
.sidebar-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 6px;
}

.sidebar-logo {
  width: 72px;
  height: 72px;
  border: 1px solid var(--border);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 10px;
  margin-bottom: 8px;
}

.sidebar-logo img { max-width: 100%; max-height: 100%; object-fit: contain; }

.sidebar-name {
  font-size: 17px;
  font-weight: 800;
  margin: 0;
}

.sidebar-rating {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  color: var(--text-muted);
  margin-bottom: 4px;
}

.sidebar-rating .stars {
  display: inline-flex;
  gap: 1px;
}

.sidebar-years {
  font-size: 12.5px;
  color: var(--text-muted);
  margin-bottom: 12px;
}

.sidebar-cta {
  width: 100%;
  background: var(--orange);
  color: var(--navy);
  border: none;
  border-radius: 8px;
  padding: 12px 16px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 800;
  cursor: pointer;
  margin-bottom: 10px;
}

.sidebar-cta:hover { background: var(--orange-dark); }

.sidebar-website {
  font-size: 13px;
  font-weight: 700;
  color: var(--teal);
  text-decoration: none;
}

.sidebar-website:hover { text-decoration: underline; }

/* ---------- Sidebar: Red Flags ---------- */
.company-sidebar {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.red-flags-card {
  align-items: stretch;
  text-align: left;
}

.red-flags-title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 800;
  color: #e0433c;
  margin: 0 0 6px;
}

.red-flags-subtitle {
  font-size: 12.5px;
  color: var(--text-muted);
  margin: 0 0 14px;
}

.red-flags-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.red-flags-list li {
  position: relative;
  padding-inline-start: 18px;
  font-size: 13px;
  line-height: 1.5;
  color: var(--text);
}

.red-flags-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 6px;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #e0433c;
}

/* ---------- Sidebar: FAQ ---------- */
.faq-card {
  align-items: stretch;
  text-align: left;
}

.faq-card-title {
  font-size: 15px;
  font-weight: 800;
  margin: 0 0 14px;
}

.faq-list .faq-item {
  margin-bottom: 8px;
}

.faq-list .faq-item summary {
  font-size: 13px;
  padding: 12px 14px;
}

.faq-list .faq-item p {
  font-size: 12.5px;
  padding: 0 14px 14px;
}

/* ---------- Related companies ---------- */
.related-companies {
  width: 100vw;
  position: relative;
  left: 50%;
  right: 50%;
  margin-left: -50vw;
  margin-right: -50vw;
  margin-top: 48px;
  padding: 32px 0;
  background: var(--card-bg);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.related-companies h1 {
  max-width: 1180px;
  margin: 0 auto 40px;
  padding: 0 24px;
  text-align: center;
  font-size: 24px;
  font-weight: 800;
}

.related-carousel {
  overflow: hidden;
  width: 100%;
}

.related-track {
  display: flex;
  gap: 16px;
  width: max-content;
  padding: 6px 0 4px;
  cursor: grab;
  touch-action: pan-y;
  will-change: transform;
}

.related-track.dragging {
  cursor: grabbing;
  user-select: none;
}

.related-track.dragging .related-card {
  pointer-events: none;
}

.related-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
  width: 140px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 12px;
  text-decoration: none;
  color: var(--text);
  font-size: 12.5px;
  font-weight: 700;
  text-align: center;
  transition: border-color 0.15s ease, transform 0.15s ease;
}

.related-card:hover {
  border-color: var(--teal);
  transform: translateY(-2px);
}

.related-logo {
  width: 44px;
  height: 44px;
  border: 1px solid var(--border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 6px;
  overflow: hidden;
  flex-shrink: 0;
}

.related-logo img {
  max-width: 100%;
  max-height: 100%;
  object-fit: cover;
  -webkit-user-drag: none;
  user-select: none;
  pointer-events: none;
}

/* ---------- Mobile sticky CTA ---------- */
.mobile-sticky-cta {
  display: none;
}

@media (max-width: 640px) {
  .mobile-sticky-cta {
    display: block;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    padding: 12px 16px;
    background: var(--card-bg);
    border-top: 1px solid var(--border);
    box-shadow: 0 -8px 20px rgba(0,0,0,0.08);
    z-index: 200;
  }

  .mobile-sticky-cta-btn {
    width: 100%;
    background: var(--orange);
    color: var(--navy);
    border: none;
    border-radius: 8px;
    padding: 13px 16px;
    font-family: inherit;
    font-size: 14px;
    font-weight: 800;
    cursor: pointer;
  }

  .mobile-sticky-cta-btn:hover { background: var(--orange-dark); }

  .company-page { padding-bottom: 90px; }
}

/* ---------- Loan lenders comparison page ---------- */
.loan-lenders-page {
  padding: 56px 24px 80px;
  min-height: 60vh;
}

.lender-cards {
  max-width: 720px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.lender-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow);
}

.lender-card-actions {
  display: flex;
  gap: 12px;
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid var(--border);
}

.lender-apply-btn,
.lender-visit-btn {
  flex: 1;
  text-align: center;
  padding: 12px 20px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
}

.lender-apply-btn {
  background: var(--orange);
  color: var(--navy);
}

.lender-apply-btn:hover { background: var(--orange-dark); }

.lender-visit-btn {
  background: none;
  border: 1px solid var(--border);
  color: var(--text);
}

.lender-visit-btn:hover { border-color: var(--teal); color: var(--teal); }

.modal-head {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 16px;
}

.modal-logo {
  width: 64px;
  height: 64px;
  border: 1px solid var(--border);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 8px;
  flex-shrink: 0;
}

.modal-logo img { max-width: 100%; max-height: 100%; object-fit: contain; }

#modal-name,
.modal-head h1 {
  margin: 0 0 4px;
  font-size: 22px;
  font-weight: 800;
  font-family: var(--font-display);
}

.modal-years {
  color: var(--text-muted);
  font-size: 13px;
}

.modal-website {
  display: inline-block;
  margin-bottom: 20px;
  color: var(--teal);
  font-weight: 700;
  font-size: 14px;
  text-decoration: none;
}

.modal-website:hover { text-decoration: underline; }

.modal-description {
  line-height: 1.6;
  margin-bottom: 20px;
  color: var(--text);
}

.modal-description h3 {
  font-size: 16px;
  font-weight: 800;
  margin: 20px 0 8px;
}

.modal-description h3:first-child {
  margin-top: 0;
}

.modal-description p {
  margin: 0 0 10px;
}

.modal-description ul {
  margin: 0 0 10px;
  padding-inline-start: 20px;
}

.modal-description li {
  margin-bottom: 4px;
}

.key-numbers-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  overflow: hidden;
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

.key-numbers-table tr:not(:last-child) th,
.key-numbers-table tr:not(:last-child) td {
  border-bottom: 1px solid var(--border);
}

.key-numbers-table th,
.key-numbers-table td {
  text-align: left;
  padding: 10px 14px;
  font-weight: 400;
}

.key-numbers-table th {
  color: var(--text-muted);
  font-weight: 600;
  background: var(--bg);
  width: 55%;
}

.key-numbers-table td {
  color: var(--text);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}

.modal-video { margin-bottom: 24px; }

.modal-video iframe {
  width: 100%;
  aspect-ratio: 16 / 9;
  border: none;
  border-radius: 8px;
}

.modal-section { margin-bottom: 24px; }

.modal-section h1 {
  font-size: 15px;
  margin: 0 0 10px;
  font-weight: 800;
}

.reviews-count {
  color: var(--text-muted);
  font-weight: 600;
  font-size: 13px;
}

.modal-services {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.modal-services li {
  background: #e6f4f3;
  color: var(--teal);
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 13px;
}

.modal-articles {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.modal-articles .article-link {
  display: block;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 12px 14px;
  color: var(--text);
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
}

.modal-articles .article-link:hover {
  border-color: var(--teal);
  color: var(--teal);
}

.modal-articles-empty {
  color: var(--text-muted);
  font-size: 14px;
  margin: 0;
}

.modal-reviews {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 16px;
}

.review-item {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 12px 14px;
}

.review-item-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
}

.review-item .review-author {
  font-weight: 700;
  font-size: 13px;
  margin-bottom: 4px;
}

.review-item .review-text {
  font-size: 14px;
  color: var(--text);
  line-height: 1.5;
}

.review-form {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.review-form input,
.review-form textarea {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 10px 12px;
  font-family: inherit;
  font-size: 14px;
  resize: vertical;
}

.review-form button {
  align-self: flex-start;
  background: var(--orange);
  color: var(--navy);
  border: none;
  border-radius: 8px;
  padding: 10px 18px;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
}

.review-form button:hover { background: var(--orange-dark); color: #fff; }

/* ---------- Content sections (SEO) ---------- */
.content-section {
  padding: 56px 24px;
}

#loan-calculator h1 {
  color: #fff;
  text-align: center;
  font-size: 36px;
}

#loan-calculator .content-lead {
  color: rgba(255,255,255,0.75);
  text-align: center;
  font-size: 21.75px;
}

.content-inner {
  max-width: 1000px;
  margin: 0 auto;
}

.faq-section .content-inner {
  max-width: 1300px;
}

.content-section.faq-section h1 {
  font-size: 50px;
  color: #fff;
  text-align: center;
}

.content-section h1 {
  font-size: 24px;
  font-weight: 800;
  letter-spacing: -0.01em;
  margin: 0 0 16px;
}

.content-lead {
  color: var(--text-muted);
  font-size: 14.5px;
  margin: 0 0 32px;
}

.content-section > .content-inner > p {
  font-size: 14.5px;
  line-height: 1.7;
  color: var(--text);
  max-width: 78ch;
  margin: 0;
}

.legal-page .content-inner > p,
.legal-page .content-inner > ul {
  font-size: 14.5px;
  line-height: 1.7;
  color: var(--text);
  max-width: 78ch;
  margin: 0 0 20px;
}

.legal-page .content-inner > ul {
  padding-left: 20px;
}

.legal-page .content-inner > ul li {
  margin-bottom: 8px;
}

.legal-page .content-inner > h1 {
  font-size: 19px;
  font-weight: 800;
  letter-spacing: -0.01em;
  margin: 36px 0 12px;
}

.legal-page .content-inner > p a {
  color: var(--teal);
  font-weight: 600;
}

/* ---------- Roadmap ---------- */
.roadmap-section .content-inner {
  zoom: 1.4;
}

.roadmap-section h1 {
  color: #fff;
  text-align: center;
  font-size: 34px;
  margin: 0 0 14px;
}

.roadmap-lead {
  color: rgba(255, 255, 255, 0.75) !important;
  text-align: center;
  font-size: 18px !important;
  margin: 0 auto 48px !important;
}

.roadmap {
  display: flex;
  align-items: flex-start;
  flex-wrap: nowrap;
  gap: 0;
}

.roadmap-step {
  flex: 1;
  min-width: 0;
}

.roadmap-node {
  background: rgba(255,255,255,0.06);
  border-color: rgba(255,255,255,0.25);
  color: rgba(255,255,255,0.7);
}

.roadmap-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 150px;
  text-align: center;
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.5s ease, transform 0.5s ease;
  transition-delay: calc(var(--step) * 0.15s);
}

.roadmap-section.in-view .roadmap-step {
  opacity: 1;
  transform: translateY(0);
}

.roadmap-node {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--card-bg);
  border: 2px solid var(--border);
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 15px;
  margin-bottom: 12px;
  flex-shrink: 0;
}

.roadmap-node-start,
.roadmap-node-final {
  width: 60px;
  height: 60px;
  font-size: 19px;
}

.roadmap-node-start {
  border-color: rgba(255,255,255,0.45);
  color: #fff;
  background: rgba(255,255,255,0.1);
}

.roadmap-node-final {
  background: var(--orange);
  border-color: var(--orange);
  color: var(--navy);
  position: relative;
  cursor: pointer;
}

.roadmap-node-final:hover {
  animation: roadmap-final-heartbeat 0.9s ease-in-out infinite;
}

@keyframes roadmap-final-heartbeat {
  0%, 100% { transform: scale(1); }
  25% { transform: scale(1.15); }
  40% { transform: scale(1); }
  60% { transform: scale(1.12); }
  75% { transform: scale(1); }
}

.roadmap-cursor {
  position: absolute;
  right: -10px;
  bottom: -10px;
  opacity: 0;
  transform: translate(16px, 16px) scale(1);
  animation: roadmap-cursor-move 3s ease-in-out infinite;
  pointer-events: none;
}

@keyframes roadmap-cursor-move {
  0%, 55% { opacity: 0; transform: translate(16px, 16px) scale(1); }
  62% { opacity: 1; transform: translate(4px, 4px) scale(1); }
  72% { transform: translate(0, 0) scale(0.82); }
  80% { transform: translate(0, 0) scale(1); }
  92%, 100% { opacity: 0; transform: translate(16px, 16px) scale(1); }
}

.roadmap-step-link {
  text-decoration: none;
  cursor: pointer;
}

.roadmap-node-note {
  border-color: var(--teal);
  color: var(--teal);
  background: rgba(12,143,138,0.12);
  transition: transform 0.15s ease, background 0.15s ease;
}

.roadmap-step-link:hover .roadmap-node-note {
  transform: translateY(-3px);
  background: var(--teal);
  color: #fff;
}

.roadmap-step-link:hover .roadmap-label {
  color: var(--teal);
}

.roadmap-label {
  display: flex;
  flex-direction: column;
  gap: 4px;
  font-size: 13.5px;
  font-weight: 700;
  color: rgba(255,255,255,0.9);
}

.roadmap-label span {
  font-weight: 500;
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  line-height: 1.4;
}

.roadmap-arrow {
  width: 60px;
  align-self: flex-start;
  margin-top: 20px;
  color: var(--border);
  flex-shrink: 0;
  opacity: 0;
  transition: opacity 0.4s ease;
  transition-delay: calc(var(--step) * 0.15s);
}

.roadmap-section.in-view .roadmap-arrow {
  opacity: 1;
}

.roadmap-arrow svg {
  width: 100%;
  height: 24px;
  overflow: visible;
}

.roadmap-arrow path {
  stroke: currentColor;
  stroke-width: 2;
}

.roadmap-arrow path:first-child {
  stroke-dasharray: 90;
  stroke-dashoffset: 90;
  transition: stroke-dashoffset 0.5s ease;
  transition-delay: calc(var(--step) * 0.15s);
}

.roadmap-section.in-view .roadmap-arrow path:first-child {
  stroke-dashoffset: 0;
}

.roadmap-scroll {
  overflow-x: auto;
  padding-top: 6px;
  padding-bottom: 4px;
}

@media (max-width: 900px) and (min-width: 681px) {
  .roadmap {
    width: max-content;
    min-width: 100%;
  }

  .roadmap-step {
    flex: none;
    width: 130px;
  }
}

@media (max-width: 680px) {
  .roadmap-scroll {
    overflow-x: visible;
  }

  .roadmap {
    flex-direction: column;
    align-items: center;
    width: 100%;
  }

  .roadmap-step {
    width: 100%;
    max-width: 260px;
  }

  .roadmap-arrow {
    width: 24px;
    height: 40px;
    align-self: center;
    margin: 0;
    transform: rotate(90deg);
  }

  .roadmap-arrow svg {
    height: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .roadmap-step, .roadmap-arrow, .roadmap-arrow path:first-child {
    transition: none;
    opacity: 1;
    transform: none;
    stroke-dashoffset: 0;
  }
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: 0;
  background: var(--card-bg);
  margin-bottom: 15.6px;
  overflow: hidden;
}

.faq-item[open] {
  border-radius: 0;
}

.faq-item summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15.6px;
  padding: 20.8px 26px;
  font-size: 19.5px;
  font-weight: 700;
  color: var(--text);
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: '';
  flex-shrink: 0;
  width: 13px;
  height: 13px;
  border-inline-end: 2px solid var(--text-muted);
  border-bottom: 2px solid var(--text-muted);
  transform: rotate(45deg);
  transition: transform 0.2s ease;
}

.faq-item[open] summary::after {
  transform: rotate(225deg);
}

.faq-item summary:hover {
  color: var(--teal);
}

.faq-answer {
  height: 0;
  overflow: hidden;
  transition: height 1s ease;
}

.faq-item p {
  font-size: 18.2px;
  line-height: 1.6;
  color: var(--text-muted);
  margin: 0;
  max-width: 78ch;
  padding: 0 26px 23px;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.7);
  padding: 40px 24px;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 20px;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #fff;
  font-weight: 800;
  font-family: var(--font-display);
  text-decoration: none;
}

.footer-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  margin-inline-end: auto;
}

.footer-links a {
  color: rgba(255,255,255,0.75);
  text-decoration: none;
  font-size: 13.5px;
  font-weight: 600;
}

.footer-links a:hover { color: #fff; }

.footer-disclaimer {
  flex-basis: 100%;
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255,255,255,0.45);
  margin: 0;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,0.12);
}

/* ---------- Blog ---------- */
.blog-page {
  max-width: 1100px;
  margin: 0 auto;
  padding: 40px 24px 80px;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

@media (max-width: 860px) {
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 560px) {
  .blog-grid { grid-template-columns: 1fr; }
}

.blog-card {
  display: flex;
  flex-direction: column;
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
  text-decoration: none;
  box-shadow: var(--shadow);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.blog-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(24,34,52,0.12);
}

.blog-card-date {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  margin-bottom: 10px;
}

.blog-card h1 {
  font-size: 17px;
  font-weight: 800;
  color: var(--text);
  margin: 0 0 8px;
  letter-spacing: -0.01em;
}

.blog-card p {
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--text-muted);
  margin: 0 0 16px;
  flex: 1;
}

.blog-card-cta {
  font-size: 13px;
  font-weight: 700;
  color: var(--teal);
}

.blog-empty {
  grid-column: 1 / -1;
  text-align: center;
  color: var(--text-muted);
  font-size: 14px;
  padding: 60px 24px;
  border: 1px dashed var(--border);
  border-radius: var(--radius);
}

/* ---------- Top bar nav link ---------- */
.topbar-nav {
  display: flex;
  align-items: center;
  gap: 20px;
}

.topbar-nav-link {
  color: rgba(255,255,255,0.85);
  font-size: 13.5px;
  font-weight: 700;
  text-decoration: none;
  padding: 8px 4px;
}

.topbar-nav-link:hover { color: #fff; }

/* ---------- Loan calculator ---------- */
.loan-page {
  max-width: 1100px;
  margin: 0 auto;
  padding: 40px 24px 64px;
}

.loan-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 24px;
  align-items: start;
}

@media (max-width: 860px) {
  .loan-grid {
    grid-template-columns: 1fr;
  }
}

.loan-fade-left {
  opacity: 0;
  transform: translateX(-40px);
  transition: opacity 1.05s ease, transform 1.05s ease;
}

.loan-fade-right {
  opacity: 0;
  transform: translateX(40px);
  transition: opacity 1.05s ease, transform 1.05s ease;
}

.loan-grid.in-view .loan-fade-left,
.loan-grid.in-view .loan-fade-right {
  opacity: 1;
  transform: translateX(0);
}

@media (prefers-reduced-motion: reduce) {
  .loan-fade-left, .loan-fade-right {
    transition: none;
    opacity: 1;
    transform: none;
  }
}

.loan-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.loan-card-header {
  padding: 20px 24px;
  border-bottom: 1px solid var(--border);
}

.loan-card-header h3 {
  margin: 0 0 4px;
  font-size: 18px;
  font-weight: 800;
}

.loan-card-header p {
  margin: 0;
  font-size: 13.5px;
  color: var(--text-muted);
}

.loan-card-body {
  padding: 24px;
}

.loan-slider-group {
  margin-bottom: 28px;
}

.loan-slider-group:last-child {
  margin-bottom: 0;
}

.loan-slider-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  margin-bottom: 10px;
}

.loan-slider-head label {
  font-size: 14px;
  font-weight: 700;
  color: var(--text);
}

.loan-slider-value {
  font-size: 20px;
  font-weight: 800;
  color: var(--teal);
}

.loan-slider {
  width: 100%;
  accent-color: var(--teal);
  height: 6px;
  cursor: pointer;
}

.loan-slider-range {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--text-muted);
  margin-top: 6px;
}

.loan-results {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.loan-highlight {
  background: linear-gradient(135deg, var(--navy) 0%, var(--teal) 100%);
  border: none;
}

.loan-highlight-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 12px;
}

.loan-highlight-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: 50%;
  background: rgba(255,255,255,0.15);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 800;
}

.loan-highlight-label {
  color: rgba(255,255,255,0.75);
  font-size: 13px;
  font-weight: 600;
}

.loan-highlight-value {
  color: #fff;
  font-size: 30px;
  font-weight: 800;
}

.loan-highlight-sub {
  margin: 0;
  color: rgba(255,255,255,0.7);
  font-size: 13px;
}

.loan-summary {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.loan-summary-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  border-radius: 10px;
}

.loan-summary-green { background: rgba(124, 217, 85, 0.16); }
.loan-summary-teal { background: rgba(12, 143, 138, 0.1); }

.loan-summary-icon {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  border-radius: 50%;
  background: var(--card-bg);
  color: var(--teal);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
}

.loan-summary-green .loan-summary-icon { color: var(--orange-dark); }

.loan-summary-label {
  font-size: 12.5px;
  color: var(--text-muted);
  font-weight: 600;
}

.loan-summary-value {
  font-size: 18px;
  font-weight: 800;
  color: var(--text);
}

.loan-apply-btn {
  display: block;
  width: 100%;
  text-align: center;
  background: var(--orange);
  color: var(--navy);
  border: none;
  border-radius: 8px;
  padding: 14px 18px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  margin-top: 4px;
  cursor: pointer;
}

.loan-apply-btn:hover { background: var(--orange-dark); }

.loan-disclaimer {
  margin: 24px 0 0;
  font-size: 12.5px;
  line-height: 1.6;
  color: var(--text-muted);
}

/* ---------- CTA modal ---------- */
.cta-overlay {
  position: fixed;
  inset: 0;
  background: rgba(24,34,52,0.55);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2000;
  padding: 24px;
}

@media (max-width: 480px) {
  .cta-overlay { padding: 12px; }
  .cta-card { padding: 22px; }
}

.cta-overlay.hidden { display: none; }

.cta-card {
  position: relative;
  background: var(--card-bg);
  border-radius: 16px;
  max-width: 480px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  padding: 32px;
  box-shadow: var(--shadow-lg);
  animation: cta-fade-in-down 0.35s ease;
}

@keyframes cta-fade-in-down {
  from { opacity: 0; transform: translateY(-32px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (prefers-reduced-motion: reduce) {
  .cta-card { animation: none; }
}

.cta-card h1 {
  font-size: 20px;
  font-weight: 800;
  margin: 0 0 8px;
}

.cta-subtitle {
  color: var(--text-muted);
  font-size: 13.5px;
  line-height: 1.5;
  margin: 0 0 22px;
}

.cta-close {
  position: absolute;
  top: 16px;
  inset-inline-end: 16px;
  background: none;
  border: none;
  font-size: 24px;
  cursor: pointer;
  color: var(--text-muted);
  line-height: 1;
}

.cta-close:hover { color: var(--text); }

.offer-field select {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 11px 14px;
  font-family: inherit;
  font-size: 14px;
  color: var(--text);
  background: var(--card-bg);
}

.offer-field select:focus {
  outline: none;
  border-color: var(--teal);
}

.offer-form {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.offer-form.hidden { display: none; }

.offer-honeypot {
  position: absolute;
  left: -9999px;
  top: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.offer-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.offer-field label {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
}

.offer-phone-group {
  display: flex;
  gap: 8px;
}

.offer-phone-group select {
  flex: 0 0 auto;
  width: auto;
}

@media (max-width: 360px) {
  .offer-phone-group {
    flex-direction: column;
  }

  .offer-phone-group select {
    width: 100%;
  }
}

.offer-phone-group input {
  flex: 1;
  min-width: 0;
}

.offer-field input,
.offer-field textarea {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 11px 14px;
  font-family: inherit;
  font-size: 14px;
  resize: vertical;
  color: var(--text);
}

.offer-field input:focus,
.offer-field textarea:focus {
  outline: none;
  border-color: var(--teal);
}

.offer-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 12px;
  line-height: 1.5;
  color: var(--text-muted);
  cursor: pointer;
}

.offer-consent input {
  margin-top: 2px;
  flex-shrink: 0;
}

.offer-consent a {
  color: var(--teal);
  font-weight: 600;
}

.offer-submit {
  background: var(--orange);
  color: var(--navy);
  border: none;
  border-radius: 8px;
  padding: 13px 20px;
  font-size: 15px;
  font-weight: 800;
  cursor: pointer;
}

.offer-submit:hover { background: var(--orange-dark); }

.offer-success {
  text-align: center;
  padding: 12px 0;
}

.offer-success.hidden { display: none; }

.offer-success h1 {
  font-size: 20px;
  font-weight: 800;
  margin: 0 0 10px;
}

.offer-success p {
  color: var(--text-muted);
  font-size: 14px;
  line-height: 1.6;
  margin: 0 0 20px;
}